Honest Advice. Tailored Solutions.
Your specific mortgage needs are my top priority.
Whether you're purchasing your dream home, exploring refinancing options, looking for a pre-approval before your search, or investing through real estate, I’m here to provide you with honest advice and tailored solutions to achieve your goals.
Let's work together to find the best mortgage for your unique situation.
Mortgage Services
Purchases
Aligning your mortgage goals and financial situation to get the house you desire.
Refinancing
Assessing options to consolidate debt, take out equity to renovate, or improve your monthly payments.
Pre-Approvals
Determining what you can get pre-approved for so you're ready to make an offer when you find the right property.
Real Estate Investing
Evaluating potential investment properties with the goal of renting, adding units, or flipping.
About Me
Colin Sharpe
Mortgage Agent Level 1 (ON) | Mortgage Associate (NB)
Having grown up in a family that has prioritized investing in properties, I’ve always been fascinated by the wealth-building power of real estate. Whether through rentals, renovations, or relocations, I’ve seen and experienced this wealth-building effect firsthand.
My career path has taken me from business, where I’ve helped product teams fund their projects, to education and coaching, where I’ve taught and coached in both Ontario and New Brunswick. Along the way, I have also pursued real estate investments in the ways I learned about growing up: renting, renovating, and relocating.
When looking to return to business while I was still teaching, I came across mortgage brokering, and everything clicked: I could use my skills in teaching and coaching, business background in funding projects, and my passion for real estate to help clients build their own wealth in properties.
I look forward to working with you to make your real estate dreams a reality.
FAQs
1
What does a Mortgage Agent do?
With a mandate to prioritize your best interests, I will work on your behalf to filter through lenders' rates and terms to determine the best solution for your mortgage needs.
2
What is your best rate?
Finding the best mortgage rate is important; but understanding your current financial situation and how it will change over time is even more important. I will help you navigate key variables like repayment flexibility, penalties, and rate types that can have a greater impact on your total cost of borrowing over the term.
3
How much are your services?
In the majority of cases, working with me costs you nothing. After we have determined the best solution for your needs, I will be paid a fee directly from the lender that adds no cost to your mortgage amount or payments. In certain cases where you need a private mortgage, a broker fee may apply, depending on the lender's requirements.